Hire a Lawyer to Help With Your Foreclosure in Cottage Grove MN

by | Dec 26, 2014 | Lawyers

If you are struggling to make your monthly mortgage payment, there is a good chance that you have thought about turning your home over to the bank. After all, you don’t want to wait until they kick you out before you leave. This could be a very lengthy process and it could end up costing you a lot of money. If you are financially stable, you may be able to file a Chapter 13 bankruptcy so that you can continue to live in your home. This will make it so that you can avoid Foreclosure Cottage Grove MN.

The Lamey Law Firm Cottage Grove MN is going to be there to give you financial advice. They will talk with you about the process of foreclosure and what you can expect. They will let you know right away whether or not you are a candidate for bankruptcy. If you meet the requirements, your Foreclosure Cottage Grove MN lawyer may be able to help you to stay living in your home.

Of course, you will want to consider your other bills with your bankruptcy. If you choose to do a Chapter 13 bankruptcy, you will be reaffirming your debt with your creditors. They will agree to accept a reduced amount and you will agree to pay it. If for some reason you don’t make your monthly payment, they will be free to take your home from you. It is important to consider all reasonable options before you decide what you are going to do. Talk with your Foreclosure Cottage Grove MN lawyer to determine whether or not it would benefit you to file a Chapter 13 bankruptcy. If you do decide to file, your lawyer will get in touch with your mortgage company and let them know. This way, they can stop the foreclosure process and wait for you to start paying back your late payments.

Financial stress can be horrible to deal with. This is why it is important to hire someone to assist you. Your lawyer knows how to help you and he will make sure that you get through this in a timely manner. Be patient and remember that your problems will soon be over. Visit website for more information.






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